Melissa’s experience in the financial services and insurance sectors allows her to provide 360-degree counsel to clients—from consumer protection and the formation and licensing of insurers and intermediaries to significant transactions and governance matters. Melissa specializes in insurance transactional, corporate and regulatory matters. She provides transactional, regulatory, and market conduct advice to insurance and reinsurance companies, captives, banks and insurance intermediaries. Melissa has acted on matters ranging from formation, organization and licensing of insurers and intermediaries, and advising on compliance matters in the insurance and financial services industry. Melissa is fluent in Spanish.