Langlois offers extensive legal services to companies of every size across all industries with a highly effective, human-centric approach. Our deep knowledge of the insurance industry, along with strong litigation capabilities, allows us to deliver pragmatic solutions that help clients manage risk and make informed decisions to pursue their growth and transformation initiatives with confidence. Highly regarded for our work in regulatory compliance, distribution, reinsurance, insurance product design and dispute resolution, we advise insurers, firms operating in the insurance of persons industry, representatives, distributors, employers and plan administrators on both preventive and contentious matters involving individual and group insurance products. We provide end-to-end support, from product development and distribution through claims management and litigation. We advise on the interpretation and application of life, health, disability and critical illness policies and plans, as well as policy wording, underwriting, coverage termination, claims assessment and the liability of representatives and advisors. Our work includes developing and updating compliance programs, governance frameworks, internal policies, complaint-handling procedures, client documentation and compensation or commission-sharing arrangements. We also assist with AMF filings, regulatory reviews and investigations, and the obligations of officers responsible for compliance. Because life and health insurance activities involve particularly sensitive medical, financial and personal information, privacy and data governance are integral to our approach. We help clients integrate Québec’s Law 25 requirements into their operations, technology projects, digital distribution models and outsourcing agreements, and support them in managing privacy incidents and cyber risks.