Speaker:
Goshka Folda, General Manager, Investor Economics

Moderaor: Hande Bilhan, Principal Advisor, Government and Regulatory Affairs, Primerica Life Insurance Company of Canada

What does retirement look like for Canadians today?  Jacqueline Power, Director of Tax and Retirement Research at Fidelity Canada, will share insights from Fidelity’s 2026 Retirement Report.  She will speak of how trends have changed in the 21 years Fidelity has published this report, and findings ranging from reliance on government income to the widening gender gap, the growing role of AI in financial decision making and more.

Speaker: Jacqueline Power, Director of Tax and Retirement Research at Fidelity Canada
 

Speaker:
Ricardo Luhm Silva, AI Director, Manulife

Speakers to be Announced

Hear from a leading economist about the latest economic developments, including the global economic outlook and economic changes resulting from tariffs.

Speaker:
Kevin Headland, Co-Chief Investment Strategist, Manulife

This session will examine how fraud risks are evolving in wealth management and segregated funds, with a particular focus on vulnerable consumers, older clients and clients who may be experiencing diminished capacity, financial stress or undue influence. Panelists will discuss practical ways insurers, MGAs, advisors and compliance teams can identify red flags, validate client identity and instructions, strengthen controls around applications and money movement, and respond appropriately when fraud or exploitation is suspected. The discussion will connect fraud prevention to segregated fund suitability, client disclosure, advisor oversight and the fair treatment of customers, with an emphasis on shared industry practices and consumer protection.

Speakers:
Alida Bryan, Litigation Counsel, Sun Life Assurance Company of Canada
Additional Speakers to be Announced

This moderated discussion will explore the work underway by CLHIA and member companies to prepare for implementation of the Consolidated Segregated Fund Guidance.  The session will highlight practical preparation work, emerging industry resources and areas where continued collaboration will be important as regulators move toward implementation.

Panelists will discuss how industry is approaching key implementation issues, including role clarity and accountability, advisor and intermediary training, suitability and documentation expectations, legacy business considerations, operational impacts and opportunities to support consistent practices across jurisdictions.

Speakers:
Robert Klosa, Director Compliance, Sun Life
Nick Simpson, Counsel, Corporate, The Canada Life Assurance Company

Moderator: James Wood, Senior Legal Counsel, Lead Wealth Products, CLHIA

Segregated funds experienced a significant resurgence in 2025 with new premiums reaching nearly $20 billion. Product innovation, growing demand for estate-planning solutions, the adoption of ETF-based structures, and changing demographics are driving renewed interest, particularly for integrated wealth planning. At the same time, firms are adapting to a more complex regulatory environment with refreshed suitability requirements, MGA licensing, and Total Cost Reporting (TCR) on the horizon.

Speakers:
Sean Downey, President, CEO, Financial Horizons 
Geoff Gibson, Vice President, Investment Product and Marketing at Empire Life

Moderator: Joseph Trozzo, Vice President, National Investment Sales, Equitable